How Much Do Self Storage Containers Cost? A Guide

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The biggest appeal of a portable storage container is the sheer convenience. Instead of renting a truck and making endless trips to a storage facility, the unit comes directly to you. This saves you time, a ton of physical effort, and a major headache. Once you realize how much easier this process is, the next logical question is about the cost. Understanding self storage container prices is key to deciding if this streamlined solution fits your budget. In this article, we’ll explore the average costs for moving and storage, highlight the factors that influence your final quote, and show you how to get the best possible value for this incredibly efficient service.

Key Takeaways

  • Calculate the True Cost, Not Just the Rental Fee: Your total expense includes more than the monthly rate. Always get a detailed quote that breaks down delivery, pickup, insurance, and taxes to understand the full financial commitment.
  • You Have the Power to Lower Your Bill: Simple actions can lead to real savings. Decluttering before you pack might let you rent a smaller container, while asking about discounts for long-term use or off-season timing can directly reduce your costs.
  • Do Your Homework Before Committing: Choosing the right company goes beyond comparing prices. Read the rental agreement carefully, confirm there are no delivery restrictions at your home, and understand the policies on access and fees to ensure a smooth experience.

How Much Do Portable Storage Containers Cost?

When you’re planning a move or just need extra space, the first question that usually comes to mind is, “How much is this going to cost?” It’s a big deal, and you want to make sure you’re getting the best value without any surprise fees. Portable storage containers have become a popular choice because they offer a different approach to moving and storage. But before we get into the numbers, let’s cover what these containers are and why they might be the right fit for you.

First, What Exactly Is a Portable Storage Container?

Think of a portable storage container as your personal storage unit, delivered right to your driveway. Instead of renting a truck and hauling your things to a storage facility, the container comes to you. This means you can take your time loading everything up on your own schedule—no rushing to get a rental truck back by 5 p.m. These portable storage units for rent are perfect for a variety of situations, whether you’re moving across town, renovating your kitchen, or just need to declutter the garage for a while. It’s all about giving you flexibility and control over your space and your timeline.

Why Choose a Portable Container Over Traditional Storage?

The biggest draw of a portable container is the sheer convenience. A container is delivered right to your door, which means you can skip the truck rental and the endless trips back and forth to a storage facility. This approach is also incredibly efficient; you load and unload your belongings only once, saving you time and a lot of physical effort. Many companies also emphasize transparent pricing so you get a detailed quote upfront without having to worry about hidden fees later on. It’s a straightforward process designed to make a stressful time a little bit easier.

What Factors Affect the Price?

Figuring out the cost of a portable storage container isn’t like picking an item off a shelf with a fixed price tag. Instead, the final number on your quote is shaped by a few key details specific to your move or storage needs. Think of it less as a flat fee and more as a personalized plan. Understanding these factors will help you see exactly where your money is going and find ways to get the best value. From the size of the container to the time of year you book it, each element plays a role. Let’s break down the main components that influence the price, so you can approach your quote with confidence and a clear picture of what to expect.

Container Size

It makes sense that one of the biggest factors in your total cost is the size of the container you rent. Companies offer various sizes to accommodate everything from the contents of a studio apartment to a multi-bedroom house. The larger the container, the higher the monthly rental fee will be. The key is to choose a size that fits your belongings without paying for a lot of empty space. Before you book, take a quick inventory of what you need to store. Most companies have helpful guides on their websites to estimate the right size, ensuring the exact cost depends on what you actually need.

How Long You Need It

The duration of your rental is another crucial piece of the pricing puzzle. Whether you need storage for a single month during a minor renovation or for a year while you’re between homes, the timeline will directly impact your bill. Most companies operate on a monthly rental basis. While a one-month rental has a straightforward cost, some companies offer discounts or better rates for longer commitments. It’s always worth asking if there are price breaks for renting for three, six, or twelve months, as the monthly rental fee can sometimes fluctuate based on the length of your contract.

Your Location and Delivery Distance

Where you live and how far the container needs to travel both play a significant role in the price. Unsurprisingly, rental rates are often higher in major metropolitan areas where demand is greater and operational costs are steeper. If you’re moving, the distance between your old home and your new one will also be a major factor. A local move across town will cost less than a cross-country relocation. The delivery and pickup fees are calculated based on mileage and logistics, so your specific address is essential for getting an accurate quote.

Time of Year

Just like with travel and real estate, the storage industry has a peak season. Most people move during the spring and summer months, which means demand for storage containers goes up. This increased seasonal demand can lead to higher prices, especially in May and June. If you have flexibility in your schedule, you might find better rates by planning your move or storage rental during the off-season, which typically includes the fall and winter months. Booking in advance can also help you lock in a better price before the seasonal rush begins.

Extra Services and Features

The base price of a container rental usually covers the container itself and standard delivery. However, the final cost can change depending on what other services are included. Some companies bundle delivery and pickup into their pricing, while others list it as a separate fee. One of the biggest perks of portable storage is that you don’t have to handle transportation yourself, unlike with a traditional storage unit. Be sure to ask what’s included in your quote—things like fuel, transportation, and placement are important details to clarify so you can avoid any surprise charges on your final bill.

A Price Breakdown: What’s the Average Cost?

Alright, let’s talk numbers. While the final price tag on a portable storage container depends on a few key things, it helps to have a general idea of what to expect. Think of these figures as a starting point for your budget. I’ve gathered some industry averages to show you what costs look like for different situations, from moving across town to simply storing your things for a few months. Getting a direct quote is always the best way to know your exact cost, but this breakdown will give you a solid foundation for planning. It’s all about finding the right fit for your needs and your wallet without any last-minute surprises.

For Local Moves

If you’re moving within the same city or a nearby town, you’re in luck—this is the most affordable option. For a local move, typically anything under 50 miles, you can expect to pay somewhere between $90 and $336 for one container rental over a 30-day period. This monthly rate gives you the flexibility to pack at your own pace without feeling rushed. The price usually includes the container itself, but remember to ask about delivery and pickup fees. This all-in-one solution simplifies the process, letting you skip the rental truck and the stress that comes with it.

For Long-Distance Moves

Moving to a new state or across the country? The cost will naturally be higher to account for transportation. For a regional move of a few hundred miles, prices can range from about $713 to $1,710. If you’re making a cross-country trek of over 1,800 miles, the cost for a single container for 30 days could be between $1,447 and $2,079. While that might seem like a big jump, remember what you’re getting: a professional driver is handling the transportation, and your belongings stay securely packed in the same container from your old home to your new one. It’s a streamlined approach to a long-distance move.

For Monthly On-Site or Warehouse Storage

Sometimes you just need extra space without the move. Whether you’re renovating your kitchen or decluttering the garage, a portable container is a great solution. For storage alone, prices can start as low as $90 per month. You can choose to keep the container on your property for easy access (on-site storage) or have it taken to a secure facility. Warehouse storage is a fantastic option if you don’t have space at home or want added protection for your belongings. It keeps everything safe until you’re ready for it, offering peace of mind that’s hard to put a price on.

How Prices Compare Between Companies

When you start shopping around, you’ll see that prices vary. For example, PODS monthly rentals start at $149, with delivery and pickup fees around $74.99. In contrast, a company like Dry Box might offer a lower monthly rate, with some containers starting at $95, but their delivery fees begin at $150 plus mileage. This is why it’s so important to look at the total cost, not just the monthly rental fee. Always ask for a detailed quote that breaks down every single charge, from delivery to final pickup, so you can make a true apples-to-apples comparison between moving container companies.

Portable Containers vs. Traditional Storage Units

Deciding between a portable storage container and a traditional self-storage unit can feel like a big choice, but it really comes down to one thing: how much work you want to do. The fundamental difference is simple. With a portable container, the storage comes to you. With a traditional unit, you have to go to the storage. This single distinction creates a ripple effect across cost, convenience, and flexibility, shaping your entire moving or storage experience.

If you value efficiency and want to avoid the classic hassles of moving—like renting a truck, rushing to load it, and then unloading everything into a storage locker—a portable container is likely your best bet. It streamlines the process by cutting out the middleman (the moving truck) and letting you pack at your own pace. On the other hand, if you only have a few items to store and live very close to a storage facility, a traditional unit might seem straightforward. Let’s break down the key differences so you can see which option truly fits your needs.

The Cost Showdown

When you look at the monthly rental fee, portable containers and traditional units can seem comparable. A portable container’s cost often starts around $149 per month, plus delivery fees. However, the sticker price for a traditional unit doesn’t tell the whole story. You also have to account for the “hidden” costs of getting your things there: renting a moving truck, paying for gas, and buying insurance for the truck. These expenses add up quickly. With a portable container, the delivery fee is transparent, and you completely eliminate the need for a rental truck, saving you both money and a major headache.

Which Is More Convenient?

This is where portable containers really shine. With a service like Box-n-Go, a container is delivered right to your driveway. You can take your time loading it over a few days or a weekend—no rushing to meet a truck rental deadline. Once it’s packed, you’re done. The company picks it up and takes it to a secure facility or your new home. Compare that to the traditional method: packing boxes, loading a truck, driving to the facility, unloading everything onto a dolly, navigating hallways, and finally packing it all into your unit. Portable containers let you load and unload just once.

Flexibility and Available Options

Both options offer a variety of sizes, but portable containers provide a unique kind of flexibility. You get to decide where your container lives. Need frequent access to your things? Keep it on-site at your home. Storing items long-term? Have the company move it to their secure, indoor warehouse. Moving across the country? They can ship it directly to your new address. While traditional storage facilities offer different unit sizes, you’re locked into that one physical location. Portable containers adapt to your life, whether you’re renovating, decluttering, or relocating.

Climate-Controlled Environments

Protecting your belongings from extreme heat or cold is a valid concern. Many traditional facilities advertise climate-controlled units, but this feature always comes at a premium price. Portable container companies offer a great alternative. While the container itself isn’t climate-controlled when left on your property, it becomes a different story when stored at the company’s location. At an indoor storage facility, your container is shielded from the elements in a stable, protected environment, offering a similar level of protection for your temperature-sensitive items without the hefty surcharge.

Watch Out for These Hidden Costs

Getting a quote for a portable storage container is usually straightforward, but the initial price you see might not be the final number on your bill. Like many services, storage rentals can come with extra fees that aren’t always advertised in big, bold letters. The key to avoiding sticker shock is knowing what to look for in your rental agreement. A little bit of homework before you sign can save you a lot of money and frustration down the road.

Think of it this way: you’re not just renting a box; you’re paying for a service that includes logistics, security, and flexibility. Each of these components can have associated costs. Some companies are more transparent than others, but it’s always on you, the customer, to ask the right questions. Don’t be shy about clarifying every line item on your quote. Understanding the full picture of potential charges, from delivery to insurance and late fees, ensures your moving and storage experience is as smooth and stress-free as you planned. A lack of transparency in self-storage contracts can lead to surprises, so it’s best to be prepared.

Delivery and Pickup Charges

One of the first extra costs you might encounter is for the delivery and pickup of your container. While the convenience of having a container brought right to your door is a major perk, it’s rarely free. Companies often charge a flat fee for drop-off and another for retrieval. For example, some companies charge around $75 for each trip, but it’s worth asking if this fee can be waived. Many providers will offer complimentary delivery and pickup if you commit to a longer rental period, like three months or more. Always clarify these transportation fees upfront so you can factor them into your total budget and understand the full storage costs.

Insurance Requirements

Protecting your belongings is essential, and most storage container companies require you to have insurance. This is not usually included in the base rental price and will appear as a separate monthly charge. The cost can range from about $18 to $40 per month, depending on the level of coverage you select. Before you purchase a policy from the rental company, check your existing homeowner’s or renter’s insurance. Some policies extend coverage to items stored off-site, which could save you money. Just be sure to confirm the details with your insurance agent to ensure you meet the storage company’s requirements.

Late or Extension Fees

Life happens, and sometimes your plans change. You might need your storage container for an extra month, or you might miss a payment due date. It’s important to understand how your rental company handles these situations. Dig into the fine print of your contract to find the details on extension policies and late fees. Some companies have stiff penalties for late payments, while others offer a grace period. If you think you’ll need more time, find out the process for extending your rental agreement in advance. Proactively communicating with the company is always a better approach than waiting until the last minute and incurring unexpected charges.

Potential Permits and HOA Rules

This hidden cost doesn’t come from the storage company but from your local authorities or homeowners’ association (HOA). Before you schedule a container delivery, you need to know where you’re allowed to put it. Some cities require a permit to place a container on a public street, and many HOAs have strict rules about whether they’re allowed in the neighborhood at all. A quick call to your local city office or HOA board can clarify the rules. Taking this step early prevents the headache of having a container delivered only to find out you have to move it, or worse, can’t have it at all due to local restrictions.

How to Find the Best Deal

Getting a good price on a portable storage container often comes down to a little bit of planning and knowing what to ask for. The initial quote you receive isn’t always the final word. Many companies have built-in flexibility with their pricing, offering discounts and deals that can significantly lower your overall cost. By understanding the factors that influence price, you can time your rental and ask the right questions to make sure you’re not leaving money on the table.

Think of it like booking a flight or a hotel—timing and special offers can make a huge difference. Whether you’re moving during a less busy time of year, need storage for an extended period, or belong to a specific group like the military, there are several avenues for savings. A few simple inquiries can help you secure a much better rate, making your move or storage project that much more affordable and stress-free.

Seasonal Offers

Just like with travel, the storage industry has its own peak and off-peak seasons. Summer is the most popular time to move, which means demand for storage containers skyrockets. As a result, companies often raise their rates. Data shows that prices tend to see their biggest month-to-month increases in late spring and early summer. If you have flexibility in your timeline, consider scheduling your move for the fall or winter. You’ll likely find more availability and lower prices, saving you a nice chunk of change simply by avoiding the summer rush.

Discounts for Long-Term Rentals

If you know you’ll need storage for more than a couple of months—perhaps for a home renovation or while you’re between leases—always ask about long-term discounts. Many companies are happy to offer a reduced monthly rate in exchange for a longer commitment. Some may even waive or reduce delivery fees for customers who sign on for an extended period. These long-term rental deals aren’t always advertised upfront, so make it a point to ask when you’re gathering quotes. It’s a simple question that could lead to significant savings over the course of your rental.

Special Rates for Groups (Military, Students, etc.)

Many storage companies offer special discounts to show appreciation for certain groups. It’s common to find deals for active-duty military members, veterans, and college students. Some businesses extend these offers to seniors or first responders as well. When you’re researching companies, look for a “deals” or “special offers” page on their website. If you don’t see one, don’t be shy about asking a customer service representative directly. Just as you’d use a company’s online tools to find cheap self storage, you should always check if you qualify for a group discount. You won’t know unless you ask.

A Look at Top Storage Container Companies

When you start shopping around for a portable storage container, you’ll quickly see a handful of names pop up again and again. While they all offer a similar core service—a box delivered to your door—the details can make a big difference in your experience and your final bill. Things like container construction, delivery logistics, and customer service vary from company to company. Let’s walk through some of the top players in the industry so you can get a feel for what each one brings to the table and find the right fit for your move.

Box-n-Go

If you’re in Southern California, Box-n-Go is a fantastic local option designed for maximum convenience. They deliver portable storage units directly to you, which you can keep on-site or have them pick up for storage in their secure warehouse. One of the best perks is the free, ground-level access to your container at their facility, so you don’t have to worry about navigating stairs or elevators. Their whole model is built around simplifying the process, helping you avoid renting a truck or doing a double-move. They offer portable storage solutions across Los Angeles and surrounding counties, making them a go-to for stress-free local moves and storage.

PODS

As one of the most recognized names in the industry, PODS has a reputation for straightforward service and transparent pricing. Their steel-framed, weather-resistant containers come in three different sizes, giving you options for everything from a small apartment move to storing the contents of a large home. A major selling point is their clear cost structure; you’ll know what to expect for monthly rentals and delivery fees. While base prices start around $149 per month, you can get a detailed quote online to understand the full storage unit cost for your specific needs, including any potential delivery fee waivers for longer-term rentals.

U-Pack

If your top priority is finding an affordable option, especially for a long-distance move, U-Pack is definitely worth a look. They are often cited as one of the more budget-friendly competitors. You only pay for the space you actually use in their moving trailers or for the number of ‘ReloCubes’—their version of a container—you need. This flexibility can lead to significant savings. Because their pricing depends heavily on the distance of your move and how long you need the container, it’s best to get a custom quote. Their service is a great middle-ground between a full-service mover and a DIY truck rental, offering both moving and storage flexibility.

1-800-PACK-RAT

Known for their sturdy, all-steel, weatherproof containers, 1-800-PACK-RAT is a solid choice if you’re concerned about protecting your belongings from the elements. They offer three container sizes and emphasize a no-rush packing experience, allowing you to keep the container on your property for as long as you need. Their service includes both local and long-distance moving as well as temporary or long-term storage at one of their secure facilities. With flexible rental terms and a focus on durable containers, they provide a reliable service that lets you pack at your own pace. This makes them a strong contender for complicated moves or home renovations.

SmartBox

SmartBox keeps things simple and direct, which is perfect when you’re already dealing with the stress of moving or decluttering. They offer one container size, which can hold about one to one-and-a-half rooms of furniture and boxes, and you can order as many as you need. Their pricing is competitive, and they often have discounts available, especially for college students or long-term rentals. A key feature is their upfront pricing model, which aims to avoid surprises on your final bill. SmartBox delivers the container to your location, you pack it, and they handle the rest, making it an easy way to manage your storage needs.

U-Haul U-Box

If you’re tackling a smaller move or just need to store the contents of a single room, the U-Haul U-Box is a perfectly sized solution. Made of treated plywood with a weatherproof cover, each U-Box container holds about a room and a half of belongings. This makes it easy to order exactly the amount of storage you need without paying for a huge, half-empty container. Monthly rental costs are often quite competitive, typically falling in the $70 to $110 range, though this varies by location. U-Haul’s extensive network also means you can find U-Box containers available in most areas, making them a highly accessible option.

Zippy Shell

Zippy Shell offers a unique service that combines the benefits of portable containers with the security of professional movers. Their street-legal containers are delivered in a secure trailer, which helps with parking in tight urban spaces and complies with many HOA rules. Once you’ve packed it, they transport your container to their secure, climate-controlled indoor facility. This hybrid approach is great if you want the convenience of at-home packing but the added protection of indoor storage. With competitive pricing and flexible terms, Zippy Shell provides a great combination of moving and storage services for those who want a little extra peace of mind.

Smart Ways to Lower Your Storage Bill

Renting a storage container is a fantastic solution for moving or just creating more space at home, but the monthly bill is a real consideration. The good news is that the price you’re first quoted isn’t always the price you have to pay. With a bit of planning and some savvy strategies, you can significantly reduce your storage costs without sacrificing convenience. It’s not about cutting corners; it’s about being smart with your space and your budget so you can feel good about your decision.

Think of it this way: the less you need to store and the more efficiently you use your space, the more money stays in your pocket. A smaller container or a shorter rental period can make a huge difference in your monthly statement. Plus, storage companies often have deals and discounts available if you just know to ask for them. It’s easy to assume the listed price is final, but a little bit of research and a few direct questions can go a long way. Taking these extra steps before you lock up your container can lead to some serious savings down the line. Below are four straightforward ways to get the most value out of your portable storage container and keep your bill as low as possible.

Declutter Before You Pack

This is the most important step you can take. Before a single item goes into a box, decide what’s actually worth keeping. Every object you place in that container is something you’re paying to store, month after month. Go through your belongings and be honest with yourself: Do you really need that old armchair or those boxes of college textbooks? A great approach is the simple three-pile method: keep, donate, and toss. By getting rid of things you no longer need or love, you reduce the volume of stuff you have to store. This could mean you can rent a smaller, less expensive container, saving you money right from the start.

Pack Your Container Efficiently

How you pack your container makes a huge difference. The goal is to use every square inch of space, just like a game of Tetris. Start by using boxes that are similar in size, as they’re much easier to stack securely. Place heavy items on the bottom and build walls of boxes, working your way up. Disassemble furniture like tables and bed frames to make them more compact. You can stuff soft items like blankets and pillows into any gaps to prevent shifting and maximize space. A well-packed container is not only safer for your belongings but might also allow you to fit everything into a smaller unit than you originally thought you needed.

Share a Container with a Friend

If you only have a few large items or don’t need a full container, why not split the cost with someone you trust? Teaming up with a friend, neighbor, or family member who also needs storage can cut your monthly bill in half. This is an especially great option for college students storing items over the summer or for friends moving to the same area. Just be sure you have a clear agreement on how the space will be divided, who pays what, and how you’ll handle access. It’s a simple way to make storage more affordable for everyone involved.

Ask About a Better Rate

Never hesitate to ask a storage company about potential discounts—the worst they can say is no. Many companies offer special promotions that might not be obvious on their website. Inquire about discounts for long-term rentals; some companies offer a free month or reduced rates if you commit to three, six, or twelve months. It’s also common to find special pricing for military members, students, or seniors. If you’re bundling services, like storage and a long-distance move, ask if there’s a package deal available. A quick phone call to customer service to ask about current offers can often lead to unexpected savings.

How to Make the Right Choice

Picking a storage container company can feel like a big commitment, but it doesn’t have to be overwhelming. With a little bit of prep work, you can find the perfect fit for your budget and your belongings. It all comes down to knowing what you need, comparing your options thoughtfully, and understanding exactly what you’re signing up for. Let’s walk through the key steps to make sure you choose wisely.

Assess What You Actually Need to Store

Before you even think about getting a quote, take a good look at what you plan to put in storage. It’s easy to overestimate and end up paying for space you don’t use. This is the perfect time to declutter and decide what’s truly worth keeping. Once you have a final pile, you can figure out the right container size. Many storage companies, including us at Box-n-Go, have handy size guides on their websites that can help you visualize how much space different items take up. Getting this right from the start is the easiest way to control your costs and make sure everything fits perfectly.

Compare Quotes from Different Companies

Once you know what size container you need, it’s time to shop around. It’s easy to get swayed by a low price, but it’s essential to consider more than just the initial number. When you get a quote, ask what it includes. Does it cover delivery, pickup, and taxes? Are there extra fees for fuel or specific placement? Get at least three different quotes to understand the average cost in your area. This will help you spot a deal that’s genuinely good versus one that’s hiding extra charges. A comprehensive quote should clearly break down all the potential costs, so you aren’t surprised later.

Read the Fine Print (Seriously)

We’ve all scrolled to the bottom of a terms and conditions page and clicked “I agree” without reading a word. This is one time you absolutely shouldn’t do that. A self-storage contract is a legal agreement that outlines the rights and obligations for both you and the storage company. It covers everything from payment schedules to what happens if you’re late on a payment. Pay close attention to the sections on price increases, insurance requirements, access hours, and the rules for moving out. Knowing these details upfront will save you from headaches and unexpected fees down the road.

Check for Delivery Restrictions

A portable container is only convenient if it can actually be delivered to your home. Before you book, you need to confirm that you have a safe and legal spot to place it. Delivery may not be possible to all locations due to HOA rules, apartment restrictions, or city permit requirements. Do a quick check with your landlord or local city office to see if any rules apply. You’ll also need a flat, level surface with enough clearance for the delivery truck. Thinking through the delivery process ahead of time ensures a smooth, stress-free experience when your container arrives.

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Frequently Asked Questions

Is renting a portable container really cheaper than just getting a moving truck? When you look at the total cost, a portable container is often the more economical choice. A truck rental might seem cheap upfront, but you also have to pay for gas, mileage, and insurance. More importantly, you have to factor in the time and effort of loading and unloading your things twice—once into the truck and again into a storage unit. A portable container eliminates the truck rental and the double-work, saving you money and a major headache.

How far in advance do I need to book my container to get a good price? It’s always a good idea to book your container at least a few weeks ahead of time. If you’re planning a move during the busy spring or summer months, I’d recommend booking even earlier, maybe a month or two out. This helps you lock in a better rate before demand increases and prices go up. Planning ahead gives you the best chance at securing both the container you need and a price you feel good about.

What happens if I need to access my belongings while they’re stored at your facility? This is a great question, as policies can vary. With a service like Box-n-Go, accessing your items is simple and straightforward. You just schedule a time to visit the warehouse, and they will have your container ready for you at ground level. This means you can walk right in and grab what you need without dealing with elevators or long hallways, and this access is typically free.

What if I’m not sure what size container I need? Don’t worry, this is a very common concern. Most companies have helpful calculators on their websites to help you estimate the right size based on the number of rooms you’re packing. My advice is to take a quick inventory of your larger items first. If you’re on the fence between two sizes, it’s usually better to go with the slightly larger one. Having a little extra room is much less stressful than realizing you can’t fit that last armchair.

Besides the rental fee, what’s the one extra cost people forget to budget for? The most common forgotten cost is insurance. Nearly all portable storage companies require you to have coverage for your belongings, but this fee is almost never included in the initial monthly quote. Before you buy the company’s policy, check with your homeowner’s or renter’s insurance agent to see if your plan covers items in off-site storage. Either way, be prepared to account for this separate monthly charge.